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  2. Pros and cons of private student loans - AOL

    www.aol.com/finance/pros-cons-private-student...

    Cons of private student loans. Private student loans can present some potential issues for borrowers, such as limited repayment plans, ineligibility for federal forgiveness programs and fewer ...

  3. Pros and cons of consolidating student loans

    www.aol.com/finance/pros-cons-consolidating...

    Forfeiture of federal benefits: If you choose to consolidate federal student loans with a private loan, you lose access to federal loan benefits. These include income-based repayment plans along ...

  4. How to consolidate student loans & why you might want to

    www.aol.com/finance/consolidate-student-loans...

    How to consolidate private student loans. Consolidating private student loans, known as refinancing, is much like any other debt consolidation process. You will want to compare the rates available ...

  5. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Personal loan fees and penalties can drive up the cost of borrowing. Some loans have origination fees of 1 percent to 12 percent of the loan amount. The fees, which cover loan processing, can ...

  6. Federal vs. private student loans: What’s the difference? - AOL

    www.aol.com/finance/federal-vs-private-student...

    Federal student loans. Private student loans. Interest rates. 5.50% to 8.05% for loans disbursed before July 1, 2024. 6.53% to 9.08% fixed for loans disbursed after July 1, 2024

  7. What can I use a debt consolidation loan for?

    www.aol.com/finance/debt-consolidation-loan...

    Personal loans typically come with terms from 24 to 72 months. Other types of debt consolidation A debt consolidation loan isn’t the only form of debt consolidation available.

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