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  2. Federal vs. private student loans: What’s the difference? - AOL

    www.aol.com/finance/federal-vs-private-student...

    Federal student loans. Private student loans. Interest rates. 5.50% to 8.05% for loans disbursed before July 1, 2024. 6.53% to 9.08% fixed for loans disbursed after July 1, 2024

  3. Private student loan (United States) - Wikipedia

    en.wikipedia.org/wiki/Private_student_loan...

    Some lenders offer low-interest, 0-fee loans. [6] The origination fee gets paid once, while interest is paid throughout the loan. The loan amount accumulates to about 15 billion borrowed from private loans [clarification needed]. [7] All lenders are legally required to provide a statement of the annual percentage rate (APR) prior to closure ...

  4. Pros and cons of private student loans - AOL

    www.aol.com/finance/pros-cons-private-student...

    Federal student loans are usually best, but you may still need private loans.

  5. Types of private student loans - AOL

    www.aol.com/finance/types-private-student-loans...

    Parent loans typically function like any other private student loan in terms of interest rates, repayment terms and grace periods. The difference, however, is that the parent — not the student ...

  6. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    Graphic 1: Total number of dollars (in billions) entering default, 2009-2018, data source: CRS Graphic 2: This graph portrays the changes in the interest rate for direct subsidized loans, 2004-2019. Default and delinquency are increasingly common and are a large risk the government bears when giving out low-interest rate loans.

  7. Are Sallie Mae student loans federal or private? - AOL

    www.aol.com/finance/sallie-mae-student-loans...

    It offers loans for a variety of needs, including undergrad, MBA school, medical school, dental school and law school. Its loans also feature 100 percent coverage, so you can find funding for all ...

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