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  2. Types of homeowners insurance - AOL

    www.aol.com/finance/types-homeowners-insurance...

    The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. ... HO-1 insurance is a named perils policy, meaning it only covers your home in specific situations ...

  3. What is an HOA insurance policy?

    www.aol.com/finance/hoa-insurance-policy...

    A home insurance policy is designed to financially protect you and your home from covered perils, while HOA insurance coverage is designed to financially protect the HOA’s liability and shared ...

  4. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Homes covered by an HO-2 Broad policy accounted for 5.15%, which covers only specific named perils. The remaining 2% includes the HO-1 Basic and the HO-8 Modified policies, which are the most limited in the coverage offered. HO-8, also known as older home insurance, is likely to pay only actual cash value for damages rather than replacement. [13]

  5. How to read a homeowners insurance policy

    www.aol.com/finance/read-homeowners-insurance...

    The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...

  6. What Is a homeowners insurance peril and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-peril...

    HO-3: Open perils for dwelling coverage and named perils for personal property coverage. HO-5: Open perils for dwelling coverage and personal property coverage. The policy you choose affects your ...

  7. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    HO-8 policies: The HO-8 home insurance policy is designed specifically for historic homes or older ones that are more challenging to replace. This may be because the homes have to meet historical ...

  8. Condo questions: What's covered under HO-6 insurance and ...

    www.aol.com/news/condo-questions-whats-covered...

    Here's what your Florida condominium association insurance master policy covers versus your own HO-6 policy.

  9. What does homeowners insurance cover? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    How much does homeowners insurance cost? In the U.S., the average cost for homeowners insurance is $1,687 per year for a home insurance policy with $250,000 in dwelling coverage. Depending on your ...

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