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2. Types of homeowners insurance - AOL

   www.aol.com/finance/types-homeowners-insurance...

   Key takeaways. The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types.

3. What is an HOA insurance policy?

   www.aol.com/finance/hoa-insurance-policy...

   A home insurance policy is designed to financially protect you and your home from covered perils, while HOA insurance coverage is designed to financially protect the HOA’s liability and shared ...

4. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   Homes covered by an HO-2 Broad policy accounted for 5.15%, which covers only specific named perils. The remaining 2% includes the HO-1 Basic and the HO-8 Modified policies, which are the most limited in the coverage offered. HO-8, also known as older home insurance, is likely to pay only actual cash value for damages rather than replacement. [13]

5. How to read a homeowners insurance policy

   www.aol.com/finance/read-homeowners-insurance...

   The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...

6. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   HO-3 policies: These are the most common homeowners insurance policy type and include all the basic coverage types. The key difference between HO-3 and HO-2 policies is that an HO-3 policy covers ...

7. HO-4 insurance: what it covers and who might need it - AOL

   www.aol.com/finance/ho-4-insurance-covers-might...

   In terms of coverage, the primary difference between HO-4 and HO-6 insurance is that HO-6 insurance includes interior finishings and HO-4 policies don’t. If a covered event ruins your ...

8. What does homeowners insurance cover? - AOL

   www.aol.com/finance/does-homeowners-insurance...

   How much does homeowners insurance cost? In the U.S., the average cost for homeowners insurance is $1,687 per year for a home insurance policy with $250,000 in dwelling coverage. Depending on your ...

9. HO-3 vs HO-5 insurance - AOL

   www.aol.com/finance/ho-3-vs-ho-5-202307267.html

   The process of filing a homeowners insurance claim is the same whether you have an HO-3 or HO-5 policy and can be broken down into these three steps: Take action to prevent further damage to the ...