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  2. Everything you need to know about credit utilization ratio - AOL

    www.aol.com/finance/everything-know-credit...

    What is a good credit utilization ratio? ... Both per-card and overall credit utilization are equally important to your credit score. For example, if you have an overall credit utilization of 20 ...

  3. Why is good credit so important? - AOL

    www.aol.com/finance/why-good-credit-important...

    If you want good credit, try to keep your credit utilization below 30 percent of your available credit. If you have $10,000 in available credit, for example, try not to let your total credit card ...

  4. What is an excellent credit score? - AOL

    www.aol.com/finance/excellent-credit-score...

    The lower you can get those balances, the more available credit you’ll have, which is good for your credit utilization ratio and even better for your credit score. Keeping a low credit ...

  5. What is the average credit score in the US? - AOL

    www.aol.com/average-credit-score-us-161000182.html

    Good credit is the first step to being reliably approved for loans, new and additional credit card spending and mortgages. ... particularly when it comes to their credit card utilization. Credit ...

  6. 5 reasons to pay more than the minimum on your credit card - AOL

    www.aol.com/finance/5-reasons-pay-more-minimum...

    Most credit experts suggest keeping credit utilization under 30 percent for a good credit score, but that can be hard to achieve or maintain if you’re only making minimum payments.

  7. Is it better to pay off your credit card or keep a balance? - AOL

    www.aol.com/finance/better-pay-off-credit-card...

    Credit utilization is an important factor in determining your credit score and is affected by carrying a balance on your credit cards. ... To maintain a good credit score, it is best to pay off ...

  8. 9 tips for maximizing your approval for a credit card - AOL

    www.aol.com/finance/9-tips-maximizing-approval...

    Learn 9 tips that can increase the likelihood of card approval, including checking your credit score, correcting errors on your credit report and narrowing options to those you’re qualified for.

  9. How Many Credit Cards Is Too Many? Here’s How to Find Out - AOL

    www.aol.com/finance/many-credit-cards-too-many...

    If you get a second credit card with a $4,000 credit limit but continue to only spend about $2,000 between the two cards, your credit utilization ratio drops to 25%. You should aim to keep your ...