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  2. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...

  3. The Best Instant Approval Credit Cards of 2025 - AOL

    www.aol.com/finance/5-best-instant-approval...

    High Cash Back Rates: Earn 5% cash back on quarterly rotating categories (up to $1,500 per quarter, then 1%), 5% on travel through Chase Travel℠, 3% on dining and drugstores, and 1% on all other ...

  4. Alternatives to unsecured business loans - AOL

    www.aol.com/finance/alternatives-unsecured...

    Most SBA loans over $50,000 require some form of collateral based on the lender’s non-SBA-guaranteed commercial loan policies. ... for the loan if you default. A personal guarantee is a legal ...

  5. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    If the card issuer charges 15% on money lent to users, and it costs 5% to borrow the money to lend, and the balance sits with the cardholder for a year, the issuer earns 10% on the loan. This 10% difference is the "net interest spread" and the 5% is the "interest expense".

  6. Navient - Wikipedia

    en.wikipedia.org/wiki/Navient

    Navient Corporation is an American student loan servicer based in Wilmington, Delaware.Managing nearly $300 billion in student loans for more than 12 million debtors, the company was formed in 2014 by the split of Sallie Mae into two distinct entities: Sallie Mae Bank and Navient.

  7. Army Emergency Relief - Wikipedia

    en.wikipedia.org/wiki/Army_Emergency_Relief

    Seal of the Army Emergency Relief. Army Emergency Relief (AER) is a non-profit, charitable organization independent of, but closely associated with the United States Army.AER was established on Feb. 5, 1943, in Washington, DC, by Secretary of War Henry Stinson and Army Chief of Staff Gen. George Marshall, with $1.5 million in seed money from the American Red Cross and $12 million from Irving ...

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