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2. What is a credit reporting agency? - AOL

   www.aol.com/finance/credit-reporting-agency...

   Credit reporting agencies are the companies that compile information from creditors to create your credit reports. Experian, Equifax and TransUnion are the three main credit reporting agencies ...

3. Credit bureau - Wikipedia

   en.wikipedia.org/wiki/Credit_bureau

   A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]

4. What Are the 3 Major Credit Bureaus and How Do They Work? - AOL

   www.aol.com/3-major-credit-bureaus-204707723.html

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5. How to dispute an error on your credit report - AOL

   www.aol.com/finance/dispute-error-credit-report...

   The credit bureaus operate independently and get their information from different sources. Each lender, bank or credit card company chooses which credit bureaus to report your information to.

6. Fair Credit Reporting Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

   Consumer reporting agencies (CRAs) are entities that collect and disseminate information about consumers to be used for credit evaluation and certain other purposes, including employment. Credit bureaus, a type of consumer reporting agency, hold a consumer's credit report in their databases. CRAs have a number of responsibilities under FCRA ...

7. What does it mean to freeze your credit? - AOL

   www.aol.com/social-security-number-may-exposed...

   I'll explain how you can freeze your credit with all three credit bureaus. ... Alternatively, you can contact Equifax by phone at 1-888-298-0045 to have your credit account frozen. You'll be asked ...