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  2. Top Credit Card Payment Apps for Entrepreneurs - AOL

    www.aol.com/top-credit-card-payment-apps...

    Here are six apps to take credit card payments: Helcim: This merchant account provider offers a free all-in-one POS application and a $99 card reader. It supports most payment methods and has ...

  3. Virtual terminal (payment processing) - Wikipedia

    en.wikipedia.org/wiki/Virtual_terminal_(payment...

    While the physical card does not need to be presented to the merchant (which would be impossible over the phone), the customer authorising the payment should still be possess the card. To verify this, the virtual terminal often requires the card security code to be entered, which the customer must provide. One alternative for merchants is to ...

  4. Shift4 - Wikipedia

    en.wikipedia.org/wiki/Shift4

    [5] [8] At the time, it generally took merchants about one month to set up a payment system and merchants had to pay for their credit card readers and sign a lengthy application. As an alternative, Isaacman's new company cut the set-up time to one day, gave merchants free credit card readers and only required merchants sign a two-page application.

  5. Square (financial services) - Wikipedia

    en.wikipedia.org/wiki/Square_(financial_services)

    Square charges a fee of 2.6% plus $0.10 on every electronically scanned credit card transaction [55] or 3.50% plus $0.15 per manually-entered transaction. No monthly or set-up fees are charged. The firm claims that its costs are, on average, lower than the costs charged by conventional credit card processors. [56]

  6. Payment terminal - Wikipedia

    en.wikipedia.org/wiki/Payment_terminal

    PAX Technology S90 credit card terminal with a Visa card inserted.. A payment terminal, also known as a point of sale (POS) terminal, credit card machine, card reader, PIN pad, EFTPOS terminal (or by the older term as PDQ terminal which stands for "Process Data Quickly" [1]), is a device which interfaces with payment cards to make electronic funds transfers.

  7. Payment gateway - Wikipedia

    en.wikipedia.org/wiki/Payment_gateway

    The credit card issuer makes a settlement payment to the acquiring bank (the next day in most cases). The acquiring bank subsequently deposits the total of the approved funds into the merchant's nominated account (the same day or next day). This could be an account with the acquiring bank if the merchant does their banking with the same bank ...

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