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  2. Does refinancing a mortgage affect your property taxes? - AOL

    www.aol.com/finance/does-refinancing-mortgage...

    Let’s say your home’s assessed value on your most recent property tax bill was $368,000, while the appraised value for the refinance is $430,000. Your property taxes would be calculated using ...

  3. Do you need a down payment to refinance your mortgage? - AOL

    www.aol.com/finance/down-payment-refinance...

    Equity requirements for mortgage refinancing. While lenders might not care about the amount of cash in your checking account for a down payment, they do care about another type of financial ...

  4. How to lower your mortgage payment

    www.aol.com/finance/lower-mortgage-payment...

    Refinance to lower your payment. Refinancing involves replacing your current mortgage with a new one. In a basic rate-and-term refinance, your new loan offers a lower interest rate, a longer term ...

  5. How much should a house down payment be? - AOL

    www.aol.com/finance/much-house-down-payment...

    If you’re a first-time homebuyer feeling worried by the 20% down payment guidance commonly quoted, know that a down payment can actually be much lower—for example, 3% to 5% depending on loan ...

  6. Do I really need a 20 percent down payment for a house? - AOL

    www.aol.com/finance/really-20-percent-down...

    The median price for an existing home in the U.S. was $379,100 as of January 2024. A 20 percent down payment on a home at this price would come to $75,820. Regardless of price or loan type, though ...

  7. No-closing-cost refinance: What it is and how it works - AOL

    www.aol.com/finance/no-closing-cost-refinance...

    A no-closing-cost refinance saves you some money at closing, but it could end up costing you more in interest in the long run. ... you may need to prepay property taxes for the rest of the ...

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