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2. What to do when your car insurance is canceled for a missed ...

   www.aol.com/finance/car-insurance-canceled...

   Fines from the Department of Motor Vehicles (DMV): Car insurance is required to drive legally in almost every state, so it is possible that you could receive a fine from the DMV for having a lapse ...

3. Driving without insurance in Louisiana: What you need to know

   www.aol.com/finance/driving-without-insurance...

   Reason for fee. Amount. Failure to provide proof of insurance within three days. $500-$1,000. Lapsed insurance for 11-30 days. $125. Lapsed insurance for 31-90 days

4. Do you need full-coverage car insurance? What it is, when it ...

   www.aol.com/finance/full-coverage-car-insurance...

   Maximum insurance payout 🟰[car's value] [deductible] $2,500 🟰$3,000 $500 Cost of insurance over 3 years 🟰[annual premium cost] ️[number of years]

5. What happens to insurance when you sell your car? - AOL

   www.aol.com/finance/happens-insurance-sell-car...

   According to data from Quadrant Information Services, a coverage lapse increases full coverage car insurance rates by an average of 11 percent. Do you need insurance on a car you’re selling?

6. Loss ratio - Wikipedia

   en.wikipedia.org/wiki/Loss_ratio

   For insurance, the loss ratio is the ratio of total losses incurred (paid and reserved) in claims plus adjustment expenses divided by the total premiums earned. [1] For example, if an insurance company pays $60 in claims for every $100 in collected premiums, then its loss ratio is 60% with a profit ratio/gross margin of 40% or $40.

7. Penalties for driving without insurance in Illinois - AOL

   www.aol.com/finance/penalties-driving-without...

   Some carriers may even refuse to insure a driver with a lapse in coverage on their record. ... In Illinois, the average cost of car insurance is $681 for state-mandated minimum coverage, while ...