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A mortgage-backed security (MBS) is a type of asset-backed security (an "instrument") which is secured by a mortgage or collection of mortgages. The mortgages are aggregated and sold to a group of individuals (a government agency or investment bank) that securitizes, or packages, the loans together into a security that investors can buy.
CourseSmart, a privately held company headquartered in San Mateo, California, founded in 2007, was a provider of eTextbooks and digital course materials. It was acquired by Ingram Content Group subsidiary VitalSource Technologies in early 2014, and was integrated into the parent company under the VitalSource name and platform by 2016.
In February 2017, Barnes & Noble Education had acquired MBS Textbook Exchange, a major textbook distributor based in Columbia, Missouri, for $174.2 million in cash. [ 15 ] [ 16 ] By December 2018, Barnes & Noble Education had operated or managed 773 campus bookstores under contracts. [ 17 ]
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Commercial mortgage-backed securities (CMBS) are a type of mortgage-backed security backed by commercial and multifamily mortgages rather than residential real estate. CMBS tend to be more complex and volatile than residential mortgage-backed securities due to the unique nature of the underlying property assets.
Making high quality open textbooks freely available to the general public could significantly lower college textbook costs and increase accessibility to such education materials. Open textbooks can improve learning and teaching by creating course materials that are more flexible, adaptable, and accessible through the use of technology.
US – Washington State's Open Course Library Project is a collection of expertly developed educational materials – including textbooks, syllabi, course activities, readings, and assessments – for 81 high-enrolling college courses. All course have now been released and are providing faculty with a high-quality option that will cost students ...
Billionaire Elon Musk’s new “Department of Government Efficiency” (DOGE) is attracting interest from an unlikely corner: the left. Progressives aren’t likely to support much of what Musk ...
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