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  2. Hard money lending: Guide to hard money loans and lenders - AOL

    www.aol.com/finance/hard-money-lending-guide...

    Hard money loans are also different from so-called soft money loans: Hard money loans are usually secured by physical assets like property and their assessed value in the form of equity.

  3. Soft costs - Wikipedia

    en.wikipedia.org/wiki/Soft_Costs

    A soft cost to a contractor, such as his administration costs, can be a hard cost to the owner because what the contractor invoices the owner is the owner's direct cost. If the owner employs engineers to overlook construction as the project is executed, this will be a continuing expense during repair if the repair is done after the original ...

  4. Hard money (policy) - Wikipedia

    en.wikipedia.org/wiki/Hard_money_(policy)

    Hard money policies support a specie standard, usually gold or silver, typically implemented with representative money. In 1836, when President Andrew Jackson 's veto of the recharter of the Second Bank of the United States took effect, he issued the Specie Circular , an executive order that all public lands had to be purchased with hard money.

  5. Hard money loan - Wikipedia

    en.wikipedia.org/wiki/Hard_money_loan

    The loan amount the hard money lender is able to lend is determined by the ratio of loan amount divided by the value of the property. This is known as the loan to value (LTV). Many hard money lenders will only lend up to 65% of the current value of the property. [3] There is no such thing as 100% LTV for this type of transactions.

  6. How Do Hard Money Loans Work? Here’s What Real Estate ... - AOL

    www.aol.com/hard-money-loans-real-estate...

    The hard money lender approves a loan in the amount of $170,000 — well within the typical loan limit of 70% of after-repair value. The loan term is 12 months, and the lender charges a 15% fixed ...

  7. D.J. Bettencourt: How to deal with 'hard markets' with your ...

    www.aol.com/d-j-bettencourt-deal-hard-090510660.html

    For premium support please call: 800-290-4726 more ways to reach us

  8. Insurance fraud - Wikipedia

    en.wikipedia.org/wiki/Insurance_fraud

    Insurance fraud can be classified as either hard fraud or soft fraud. [14] Hard fraud occurs when someone deliberately plans or invents a loss, such as a collision, auto theft, or fire that is covered by their insurance policy [15] in order to claim payment for damages. Criminal rings are sometimes involved in hard fraud schemes that can steal ...

  9. Viewpoint: It's a 'hard' insurance market right now. Ask your ...

    www.aol.com/viewpoint-hard-insurance-market-now...

    In a hard insurance market it's even more important to engage your provider on the best ways to protect yourself at a reasonable price.

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