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  2. Documents needed for mortgage preapproval - AOL

    www.aol.com/finance/documents-needed-mortgage...

    Whether buying or refinancing a home, getting preapproved is a crucial step in the process of applying for a mortgage. Before you are preapproved, though, the lender will need to review and verify ...

  3. When should you refinance your mortgage? - AOL

    www.aol.com/finance/when-to-refinance-mortgage...

    Refinancing a mortgage is when you take out a new home loan to replace your current one. If you bought your home when interest rates were higher than now, refinancing could be a way to save on ...

  4. Is it time to refinance your mortgage? 5 ways to prepare. - AOL

    www.aol.com/finance/time-refinance-mortgage-5...

    An online mortgage calculator can help you estimate how your monthly payment and overall costs would change with different rates and terms. 5. Research mortgage lenders. Mortgage lenders aren't ...

  5. 3 Things You Need to Do Before Refinancing Your Mortgage - AOL

    www.aol.com/3-things-refinancing-mortgage...

    Image source: Getty Images. The average 30-year mortgage rate in the United States has fallen from a peak of 7.9% in late 2023 to the current level of around 6% as of late September. Many people ...

  6. Mortgage refinance: What is it and how does it work? - AOL

    www.aol.com/finance/mortgage-refinance-does...

    Closing costs on a mortgage refinance can run between 2 and 5 percent of the amount you refinance. These line items include discount points, your loan’s origination fee and an appraisal fee to ...

  7. When should you refinance your mortgage? - AOL

    www.aol.com/finance/refinance-mortgage-152541677...

    Refinancing a mortgage involves swapping out your current home loan for a new one, often with a different rate and term. The process is similar to when you initially purchased your home. Our ...

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