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  2. Because Roth accounts are not subject to the required minimum distribution (RMD) rules that apply to 401(k) accounts, a retirement saver may want to consider converting funds from a 401(k) to a ...

  3. I'm 62 With $1.6 Million in My 401(k). Should I Convert ... - AOL

    www.aol.com/im-62-1-6-million-132842299.html

    For example, if you convert $160,000 from your 401(k) to a Roth IRA, you will add that $160,000 to your taxable income for that year. If you are under age 59 1/2, you will need the cash on hand to ...

  4. When Should I Do Roth Conversions? - AOL

    www.aol.com/roth-conversions-125700847.html

    In short, doing a mega backdoor requires you to make after-tax contributions to a 401(k) and then convert them to your Roth 401(k) or to a Roth IRA. However, it depends on what your workplace ...

  5. 401(k)-to-Roth Conversion in Action - AOL

    www.aol.com/640k-401-k-avoid-paying-123000624.html

    401(k)-to-Roth Conversion in Action Imagine you’re a 60-year-old single filer with $640,000 in a 401(k) and an annual income that places you, at the highest, in the 24% federal tax bracket in 2024.

  6. Rolling over a traditional 401(k) plan into a Roth IRA could be a smart financial move with long-term tax benefits -- that is, in certain situations, according to the AARP. See: 8 Things Boomers...

  7. Ask an Advisor: Is It Smart to Convert 10% of My 401(k) into ...

    www.aol.com/ask-advisor-wise-convert-10...

    In other words, the impact of a Roth conversion could be bigger than expected in either direction.(A financial advisor can help you determine the relevant tax rates so you can make a wise decision ...

  8. Dave Ramsey: Is It Worth Converting Your Traditional 401(k ...

    www.aol.com/finance/dave-ramsey-worth-converting...

    In a blog post, the Ramsey Solutions team, founded and headed by noted financial personality Dave Ramsey, addressed the issue of converting a traditional 401(k) to a Roth 401(k). While somewhat of ...

  9. With $1.6 Million Saved at 62, Should We Rethink Our 401(k ...

    www.aol.com/were-62-1-6-million-123000484.html

    While your employer will manage a Roth 401(k), opening a Roth IRA requires finding a brokerage that offers this product. You can then fund your new account with ongoing contributions or convert ...

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