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  2. Escrow insurance: What is it and when you need it - AOL

    www.aol.com/finance/escrow-insurance-235640110.html

    Sellers can request earnest money as a show of good faith from the buyer. The earnest money goes into an escrow account controlled by a third party. Upon closing, the money is applied to the ...

  3. What Is Earnest Money? - AOL

    www.aol.com/news/earnest-money-134502821.html

    Earnest money is a "good faith" deposit the homebuyer provides with an offer, to show the seller an intent to follow through on a home purchase. The funds are typically held in an escrow account ...

  4. ‘Cash to close’: What it means and how it works - AOL

    www.aol.com/finance/cash-close-means-works...

    If the contract required 3 percent in earnest money, you’d pay $10,500 of that $35,000 as a deposit. At closing, you’ll pay the remaining $24,500. ... They’re usually held in escrow by your ...

  5. Earnest payment - Wikipedia

    en.wikipedia.org/wiki/Earnest_payment

    An earnest payment or earnest money is a specific form of security deposit made in some major transactions such as real estate dealings or required by some official procurement processes to demonstrate that the applicant is serious and willing to demonstrate an earnest of good faith about wanting to complete the transaction.

  6. Option fee - Wikipedia

    en.wikipedia.org/wiki/Option_fee

    [citation needed] Option fees are paid directly to the seller and are only refundable at closing, while earnest money in Texas is typically paid to and held in escrow by title insurance companies for the seller. Earnest money is either paid to the seller or refunded to a potential buyer, depending on a number of factors.

  7. Security deposit - Wikipedia

    en.wikipedia.org/wiki/Security_deposit

    A security deposit is a sum of money held in trust. [1] In leasing, security deposits, also known as "rent deposits", [2] are required most often by lessors of automobiles, residential property, and commercial real estate. [1]

  8. What is a mortgage? A definitive guide for aspiring homeowners

    www.aol.com/finance/mortgage-definitive-guide...

    The money is usually held in an escrow account, which the lender will use to pay your property tax bill when the taxes are due. ... Escrow accounts also hold the earnest money the buyer deposits ...

  9. Escrow - Wikipedia

    en.wikipedia.org/wiki/Escrow

    An escrow is a contractual arrangement in which a third party (the stakeholder or escrow agent) receives and disburses money or property for the primary transacting parties, with the disbursement dependent on conditions agreed to by the transacting parties.