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Gold level: On average, the health plan pays 80% of covered health-care costs; the consumer pays 20%. Platinum level: On average, the health plan pays 90% of covered health-care costs; the consumer pays 10%. Minimum coverage plan (worst-case scenario): If the consumer is under 30 and cannot afford the other plans, this is another option. It ...
Obamacare maintained the concept of health insurance exchanges as a key component of health care. President Obama stated that it should be "a market where Americans can one-stop shop for a health care plan, compare benefits and prices, and choose the plan that's best for them, in the same way that Members of Congress and their families can.
The law established four tiers of coverage: bronze, silver, gold and platinum. All categories offer essential health benefits. The categories vary in their division of premiums and out-of-pocket costs: bronze plans have the lowest monthly premiums and highest out-of-pocket costs, while platinum plans are the reverse.
Covered California generally publishes enrollment information in October and open enrollment on the insurance marketplace begins Nov. 1. People have until the end of the year to select or change a ...
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A web-based tool that allows users to create customized tables and graphs showing health insurance coverage estimates using U.S. Census surveys between 2008 and 2017. Fronstin, Paul (September 2012). "Sources of Health Insurance and Characteristics of the Uninsured: Analysis of the March 2012 Current Population Survey" (PDF). EBRI Issue Brief ...
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