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2. Which cards still offer a 21-month intro APR? - AOL

   www.aol.com/finance/cards-still-offer-21-month...

   The Wells Fargo Reflect Card also offers a 21-month 0 percent intro APR on qualifying balance transfers made within 120 days of account opening, but it goes a step further and offers that same ...

3. How do balance transfers work, and will one work for you? - AOL

   www.aol.com/finance/balance-transfers-one...

   Most credit card issuers offer a balance transfer program. Generally, they feature an introductory 0% APR on balance transfers that can last anywhere from six to 21 months. Sometimes these cards ...

4. How to choose a balance transfer credit card - AOL

   www.aol.com/finance/choose-balance-transfer...

   The best balance transfer credit cards offer up to 21 months without interest. ... The best balance transfer credit cards offer a 0 percent intro APR for up to 21 months on transferred balances.

5. 5 ways a 0% APR credit card could actually hurt your credit - AOL

   www.aol.com/finance/5-ways-0-apr-credit...

   There are many good reasons to apply for a zero-interest credit card. The best 0 percent intro APR cards offer between 12 and 21 months of zero interest on purchases, balance transfers, or both ...

6. Pros and cons of a balance transfer - AOL

   www.aol.com/finance/pros-cons-balance-transfer...

   The most important reason to pursue a balance transfer credit card is to take advantage of a low or 0 percent introductory APR offer. By transferring your debt to this new card, you start saving ...

7. Credit card balance transfer - Wikipedia

   en.wikipedia.org/wiki/Credit_card_balance_transfer

   Companies often temporarily lower interest rates for promotional offers. The lower the interest rate, the less the cardholder ends up repaying. Balance transfers involving a transfer of funds from a high-interest credit card or a store card to another card results in a reduction in interest fees for the cardholder.