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  2. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    Advertised interest rates range from 8% to 36%, though the average interest rate on a two-year personal loan was 11.92% as of May 2024, according to the Federal Reserve Bank of St. Louis.

  3. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Before applying, review all fees and penalties of any personal loans you are considering. Additional monthly payment When you take out a personal loan, you add another payment to your budget.

  4. Credit unions offering personal loans: What to expect - AOL

    www.aol.com/finance/credit-unions-offering...

    Eligibility guidelines: Banks prefer applicants with good or excellent credit, but online lenders are often more lenient and extend loans to borrowers with lower scores. Like credit unions, banks ...

  5. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    There are several types of personal loans to choose from. Each has benefits and drawbacks. Before applying, understand how personal loans work and what to expect. Evaluate lenders carefully to ...

  6. Unsecured guarantor loan - Wikipedia

    en.wikipedia.org/wiki/Unsecured_guarantor_loan

    In personal finance, a guarantor loan is a type of unsecured loan that requires a guarantor to co-sign the credit agreement. A guarantor is a person who agrees to repay the borrower’s debt should the borrower default on agreed repayments.

  7. Personal loans don’t have to be spooky - AOL

    www.aol.com/finance/personal-loans-don-t-spooky...

    Are personal loans a good idea right now? Personal loan interest rates have hit an all-time high this year, with the average rate currently sitting at 11.54 percent. Borrowers in good credit ...

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