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In Excel and Word 95 and prior editions a weak protection algorithm is used that converts a password to a 16-bit verifier and a 16-byte XOR obfuscation array [1] key. [4] Hacking software is now readily available to find a 16-byte key and decrypt the password-protected document. [5] Office 97, 2000, XP and 2003 use RC4 with 40 bits. [4]
Less commonly, the vesting schedule may call for variable grants or subject to conditions such as reaching milestones or employee performance. "Graded vesting" or called retable vesting (vesting after each year until the employee is fully vested) may be "uniform" (e.g., 20% of the compensation vested each year for five years) or "non-uniform ...
Employees are always entitled to the vested accrued benefit earned to date. If an employee leaves the company before retirement, the benefits earned so far are frozen and held in a trust for the employee until retirement age or in some instances the employee is able to take away a lump sum value or transfer the value to another pension plan.
As of March 2005, a 401(k) plan may require the closing of a former employee's account if and only if the former employee's account has less than $1,000 of vested assets. When a former employee's account is closed, the former employee can either roll over the funds to an individual retirement account, roll over the funds to another 401(k) plan ...
The Social Security Administration's press office provided comments after the initial publication of this story, stating that "state and local government employers are required to disclose ...
Before ERISA, some defined benefit pension plans required decades of service before an employee's benefit became vested. It was not unusual for a plan to provide no benefit at all to an employee who left employment before the specified retirement age (e.g. 65), regardless of the length of the employee's service.
One day after special counsel Jack Smith moved to dismiss both his cases against President-elect Donald Trump, the U.S. Court of Appeals for the Eleventh Circuit complied by dropping Trump from ...
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