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  2. What nonprofit debt consolidation is and how it works

    www.aol.com/finance/nonprofit-debt-consolidation...

    The financial objectives of the companies. Nonprofit credit counseling agencies are not focused on turning a profit. Any profits must be funneled back into activities that support the organization ...

  3. Credit counseling: What to know before signing up - AOL

    www.aol.com/finance/credit-counseling-know...

    Two types of entities typically offer credit counseling services: nonprofit organizations and for-profit debt management companies. The best fit for your needs will depend on your overall goals ...

  4. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    If you work with a credit counselor to create a debt management plan, ensure it’s with a non-profit counseling agency. You can consolidate debt through a 0 percent APR credit card or a debt ...

  5. Credit counseling - Wikipedia

    en.wikipedia.org/wiki/Credit_counseling

    Credit counseling is most often done by Credit counseling agencies that are empowered by contract to act on behalf of the debtor to negotiate with creditors to resolve debt that is beyond a debtor's ability to pay. Some of the agencies are non-profits that charge at no or non-fee rates, while others can be for-profit and include high fees.

  6. Debt management plan - Wikipedia

    en.wikipedia.org/wiki/Debt_management_plan

    Some of the agencies are non-profits that charge no or non-fee rates, while others can be for-profit and include high fees. [1] The effect on the debtor's overall credit score will vary. [ 3 ] In the United Kingdom, as well as DMPs, residents can also apply for an Individual voluntary arrangement (IVAs), which can give the debtor a discount on ...

  7. Cogniview - Wikipedia

    en.wikipedia.org/wiki/Cogniview

    Cogniview is an international computer software company, focusing mainly on data conversion applications for the PC. The company has released several free open source software products related to PDF, data conversion, and content licensing. Cogniview's flagship product is PDF2XL, an application for converting tabular data from PDF files into Excel.

  8. Nonprofit Debt Consolidation: Is It Right for You?

    www.aol.com/nonprofit-debt-consolidation...

    If you're carrying a large amount of debt spread out across several credit cards and other loans, you're not alone. Most Americans carry some credit card debt, and the amount of debt the average

  9. What are debt relief companies and how do they work? - AOL

    www.aol.com/finance/debt-relief-companies-look-3...

    Debt relief companies are for-profit institutions that help you manage and pay down your debts. Depending on the company and what services are offered, they may work with creditors to help you get ...