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2. How to get out of debt without paying - AOL

   www.aol.com/finance/debt-without-paying...

   The agency works to negotiate a lower bill or interest rate on your behalf and, in some cases, can get your debt canceled. Supplement your income: Whatever you need to do to start paying off your ...

3. How to get out of debt with a low income - AOL

   www.aol.com/finance/debt-low-income-215227915.html

   A few coins from couch cushions won’t clear your debt overnight. However, as multiple snowflakes lead to massive snow drifts, these small savings can reduce your debt. 5.

4. A Lawyer Shows You How to Negotiate Down Your Debts With ...

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   The good news is that if you have substantial debt, yes, it is quite possible to negotiate with your creditors and get them to accept less than what you owe. Here is my guide on how to do so ...

5. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement is the process of negotiating with creditors to reduce overall debts in exchange for a lump sum payment. A successful settlement occurs when the creditor agrees to forgive a percentage of the total account balance. Normally, only unsecured debts, not secured by real assets like homes or autos, can be settled.

6. Debt snowball method - Wikipedia

   en.wikipedia.org/wiki/Debt_snowball_method

   This method is sometimes contrasted with the debt stacking method, also called the debt avalanche method, where one pays off accounts on the highest interest rate first. [2] [3] The debt snowball method is most often applied to repaying revolving credit – such as credit cards. Under the method, extra cash is dedicated to paying debts with the ...

7. Debit note - Wikipedia

   en.wikipedia.org/wiki/Debit_note

   In other words it is an evidence for the occurrence of a reduction in expenses. The seller might also issue a debit note instead of an invoice in order to adjust upwards the amount of an invoice already issued (as if the invoice is recorded in wrong value). [3] Debit notes are generally used in business-to-business transactions.

8. How to pay off a debt in collections

   www.aol.com/finance/pay-off-debt-collections...

   2. Know your debt collection rights. Educate yourself about your rights under the Fair Debt Collection Practices Act (FDCPA). This federal law regulates how creditors and debt collectors can ...

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