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Proper insurance coverage protects your small business from unexpected circumstances and costs. Yet, according to the 2023 Hiscox Underinsurance Report, 75% of small businesses in the U.S. don’t ...
While full coverage can definitely provide greater financial security and peace of mind, you may be paying more than you need to. Learn what it is, how it works — and when you might not need it ...
Insurance regulatory law is the body of statutory law, administrative regulations and jurisprudence that governs and regulates the insurance industry and those engaged in the business of insurance. Insurance regulatory law is primarily enforced through regulations, rules and directives by state insurance departments as authorized and directed ...
Business interruption insurance (also known as business income insurance) is a type of insurance that covers the loss of income that a business suffers after a disaster.The income loss covered may be due to disaster-related closing of the business facility or due to the rebuilding process after a disaster.
Most major insurance companies actually exist as insurance groups. They consist of holding companies which own multiple insurers licensed in various jurisdictions, including in some cases surplus and excess insurers and reinsurance companies. Some insurance groups also include non-risk bearing businesses such as agencies and loss adjusters.
At the heart of America's growth and prosperity are small businesses. Small and mighty, these businesses are vital not only to our communities, but at a broader economic level. See Our List: 100...
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