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Under the clearing rules of the Canadian Payments Association, a post-dated cheque cannot be cashed prior to the date written on it.If a Canadian financial institution inadvertently accepts and processes a cheque before the due date, the cheque writer may ask their financial institution to return the amount until the day before the cheque should have been cashed.
Before an address can be certified as deliverable (CASS-certified), it must first be standardized. Standardization converts an address into a standard format by correcting the address, if possible, and adding missing information, such as a ZIP code, to produce a complete address containing a street address, city, state, and ZIP code.
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The request will typically specify the payee, the amount, and the date on which it is eligible for payment. After acceptance, the request becomes an unconditional liability of the bank. Banker's acceptances are distinguished from ordinary time drafts in that ownership is transferable prior to maturity, allowing them to be traded in the ...
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Subtract the sum modulo 10 from 10. Continuing with the example, 10 − 8 = 2. The check digit is therefore 2. If calculated correctly, the sum of the ZIP, ZIP+4, or ZIP+4+delivery point digits and the check digit will always be a multiple of 10. Continuing with the example above, (5+5+5+5+5+1+2+3+7+2) = 40, and 40 mod 10 = 0.