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If a plumbing issue or leak occurs suddenly and by accident, homeowners insurance usually provides coverage. For instance, if the damage is from a burst pipe that happened unexpectedly.
Plumbing: Most homeowners insurance policies should cover plumbing-related damage unless it is the result of negligence, a long-term leak, old pipes or a sump pump.
Here's the deal: your standard homeowners insurance policy doesn't cover everything. Yes, if your roof caves in during a snowstorm or a rogue tree branch smashes through your window, it will step in.
An insurance policy is a contract where the homeowner and insurance company agree that in exchange for a premium payment, the insurance company will provide compensation for the repairs or ...
In general, home insurance policies extend other structures coverage as 10 percent of your dwelling limit. So if you have $300,000 in dwelling coverage, you would potentially have $30,000 in other ...
A standard HO-3 home insurance policy covers many things, including your home’s physical structure, as well as other structures like a swimming pool or detached garage, your personal belongings ...
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