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  2. Low-income loans: Personal loans for a tight budget - AOL

    www.aol.com/finance/low-income-loans-personal...

    These lenders feature personal loans with low interest rates to make taking out a personal loan more affordable: ... Credit union loanSome credit unions offer small-dollar emergency loans to their ...

  3. How to get a small dollar loan: 3 steps to find one and apply

    www.aol.com/finance/small-dollar-loan-3-steps...

    Small dollar loans are short-term, low-cost installment loans of under $2,500 geared toward borrowers with little to no credit. They’re highly regulated on federal and state levels so the ...

  4. How to qualify for competitive rates on low-interest personal ...

    www.aol.com/finance/qualify-competitive-rates...

    How personal loan interest rates work. Lenders evaluate several factors to determine if you qualify for a low-interest personal loan, including your credit score, employment status and debt-to ...

  5. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    Advertised interest rates range from 8% to 36%, though the average interest rate on a two-year personal loan was 11.92% as of May 2024, according to the Federal Reserve Bank of St. Louis.

  6. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Secured personal loans are less common and require collateral — but usually offer lower interest rates. You can use personal loans for a variety of purposes, such as consolidating debt, paying ...

  7. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Personal loans often come with lower interest rates than credit cards. As of July 2024, the average personal loan rate is 12.38 percent, while the average credit card rate is 20.73 percent.

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