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  2. Illinois Department of Financial and Professional Regulation

    en.wikipedia.org/wiki/Illinois_Department_of...

    The Illinois Department of Financial and Professional Regulation (IDFPR) is the Illinois state government code department [1] [2] that through its operational components, the Division of Banking, Division of Financial Institutions, Division of Professional Regulation, and Division of Real Estate, oversees the regulation and licensure of banks and financial institutions, real estate businesses ...

  3. Bank regulation in the United States - Wikipedia

    en.wikipedia.org/wiki/Bank_regulation_in_the...

    The Equal Credit Opportunity Act (ECOA) of 1974, implemented by Regulation B, requires creditors which regularly extend credit to customers—including banks, retailers, finance companies, and bank-card companies—to evaluate candidates on creditworthiness alone, rather than other factors such as race, color, religion, national origin, or sex ...

  4. State of Illinois announces small business capital ... - AOL

    www.aol.com/news/state-illinois-announces-small...

    (The Center Square) – Small businesses in Illinois have access to new state funding from a capital grant program. Gov. J.B. Pritzker announced $10 million in grant funding that he said will help ...

  5. US banks say demand for business loans rose in Q4 -Fed survey

    www.aol.com/news/us-banks-demand-business-loans...

    The net share of banks reporting stronger demand for commercial and industrial loans from large and medium-sized businesses rose to 9.4% in the fourth quarter of 2024, and from small firms to 3.4%.

  6. Commercial and industrial loan - Wikipedia

    en.wikipedia.org/wiki/Commercial_and_industrial_loan

    A commercial and industrial loan (C&I loan) is a loan to a business rather than a loan to an individual consumer. These short-term loans may have an interest rate based on the SOFR rate or prime rate and are secured by collateral owned by the business requesting the loan.

  7. Types of small business loans offered at banks - AOL

    www.aol.com/finance/types-small-business-loans...

    Bankrate insight. Upstart personal loans have relaxed eligibility requirements like a minimum credit score of 300 and a full-time job or full-time job offer starting in six months. But you’ll ...

  8. Financial Institutions Reform, Recovery, and Enforcement Act ...

    en.wikipedia.org/wiki/Financial_Institutions...

    Introduced in the House as "Financial Institutions Reform, Recovery and Enforcement Act of 1989" H.R. 1278 by Henry B. Gonzalez (D-TX) on March 6, 1989; Committee consideration by House Banking, Finance, and Urban Affairs, House Government Operations, House Judiciary, House Rules, House Ways and Means

  9. Survey: Third of Illinois small business owners fear revenue ...

    www.aol.com/news/survey-third-illinois-small...

    The small business networking platform Alignable survey shows nearly one in three businesses nationwide anticipate revenue losses, but researcher Chuck Casto said the percentage is higher in Illinois.

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