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  2. Arrears - Wikipedia

    en.wikipedia.org/wiki/Arrears

    The word arrears means "end of period" when referring to annuities (an annuity is a series of equal amounts occurring at equal time intervals, such as £1,000 per month for 20 years). If the recurring amount comes at the end of each period, the annuity is described as an annuity in arrears or as an ordinary annuity.

  3. Equated monthly installment - Wikipedia

    en.wikipedia.org/wiki/Equated_Monthly_Installment

    The formula for EMI (in arrears) is: [2] = (+) or, equivalently, = (+) (+) Where: P is the principal amount borrowed, A is the periodic amortization payment, r is the annual interest rate divided by 100 (annual interest rate also divided by 12 in case of monthly installments), and n is the total number of payments (for a 30-year loan with monthly payments n = 30 × 12 = 360).

  4. Chapter 13 bankruptcy: What you need to know - AOL

    www.aol.com/finance/chapter-13-bankruptcy-know...

    The plan’s exact payment amount and duration depend on your income level and total debt; generally, those with lower incomes and debts complete a three-year plan, while others may be required to ...

  5. Penalty interest - Wikipedia

    en.wikipedia.org/wiki/Penalty_interest

    Penalty interest, also called penalty APR (penalty annual percentage rate), [1] default interest, interest for/on late payment, statutory interest for/on late payment, [2] [3] interest on arrears, or penal interest, in money lending and in sales contracts is punitive interest charged by a lender to a borrower if installments are not paid according to the loan terms.

  6. Bad debt - Wikipedia

    en.wikipedia.org/wiki/Bad_debt

    Section 166 limits the amount of the deduction. There must be an amount of tax capital, or basis, in question to be recovered. In other words, there is an adjusted basis for determining a gain or loss for the debt in question. An additional factor in applying the criteria is the classification of the debt (non-business of business). [11]

  7. Chapter 7, Title 11, United States Code - Wikipedia

    en.wikipedia.org/wiki/Chapter_7,_Title_11...

    Chapter 7 of Title 11 U.S. Code is the bankruptcy code that governs the process of liquidation under the bankruptcy laws of the U.S. In contrast to bankruptcy under Chapter 11 and Chapter 13, which govern the process of reorganization of a debtor, Chapter 7 bankruptcy is the most common form of bankruptcy in the U.S. [1]

  8. Foreclosure - Wikipedia

    en.wikipedia.org/wiki/Foreclosure

    Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments to the lender by forcing the sale of the asset used as the collateral for the loan.

  9. Child support in the United States - Wikipedia

    en.wikipedia.org/wiki/Child_support_in_the...

    According to another study, 76% of the $14 billion in child support arrears in California was by parents who lacked the ability to pay. The "deadbeat" parents had a median annual income of $6,349, arrears of $9,447 and an ongoing support of $300 per month because 71% of the orders were set by default. [115]