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2. Fannie Mae and Freddie Mac aren’t your neighbors - AOL

   www.aol.com/finance/fannie-mae-freddie-mac-aren...

   Each year, Fannie Mae and Freddie Mac set a baseline conforming loan limit, adjusting it for high-cost areas. For 2025, the baseline limit is rising from $766,550 to $806,500.

3. Fannie and Freddie will back homes costing nearly $1 million ...

   www.aol.com/fannie-freddie-back-homes-costing...

   Fannie Mae and Freddie Mac, the mortgage guarantors linked to the federal government, will back mortgages up to $806,500 starting in 2025, their regulator said Tuesday. That's an increase of 5.2% ...

4. Cash-out refinance explained: How it works — and when it can ...

   www.aol.com/finance/what-is-cash-out-refinance...

   A jumbo cash-out refinance is necessary when your home's value exceeds conventional loan limits (currently $806,500 in most areas). ... Fannie Mae. Accessed January 23, 2025.

5. Fannie Mae - Wikipedia

   en.wikipedia.org/wiki/Fannie_Mae

   Fannie Mae and Freddie Mac have a limit on the maximum sized loan they will guarantee. This is known as the "conforming loan limit". The conforming loan limit for Fannie Mae, along with Freddie Mac, is set by Office of Federal Housing Enterprise Oversight (OFHEO), the regulator of both GSEs.

6. Conforming loan - Wikipedia

   en.wikipedia.org/wiki/Conforming_loan

   The Federal Housing Finance Agency (FHFA) publishes annual conforming loan limit (CLL) that restricts the highest origination amount for a mortgage that can be purchased or securitized by Fannie Mae and Freddie Mac. [4] Loan limits may increase each year based on the year-over-year percentage change in the FHFA House Price Index (FHFA HPI) as ...

7. What are non-conforming loans? - AOL

   www.aol.com/finance/non-conforming-loans...

   Often, a mortgage is considered non-conforming because it's for an amount higher than the conforming loan limit ($766,550 for most mortgages in 2024), also known as a jumbo loan.

8. Fannie Mae, Freddie Mac could see a big loan limit jump ... - AOL

   www.aol.com/news/fannie-mae-freddie-mac-could...

   The mortgage market is in for another big shift in a few months. That’s when a sizable increase — roughly 12% or 13% — in the conforming loan limit appears likely to be announced. If so, it ...

9. What is a jumbo loan and when do you need one?

   www.aol.com/finance/jumbo-loan-one-133806802.html

   Another mortgage lender asks for a 700 minimum score for a jumbo loan (again, vs. 620 for a conforming loan). Overall, if you want to take out one of these hefty loans, you will need to make sure ...