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In actuarial mathematics, the accumulation function a(t) is a function of time t expressing the ratio of the value at time t (future value) and the initial investment (present value). [1] [2] It is used in interest theory. Thus a(0) = 1 and the value at time t is given by: = ().
Typically, the free withdrawal amount is 10 percent of the accumulated value. If you try to withdraw more than the 10 percent yearly limit, surrender charges kick in.
The future value of an annuity is the accumulated amount, including payments and interest, of a stream of payments made to an interest-bearing account. For an annuity-immediate, it is the value immediately after the n-th payment. The future value is given by: ¯ | = (+),
Surplus-value can be viewed as the source of society's accumulation fund or investment fund; part of it is re-invested, but part is appropriated as personal income, and used for consumptive purposes by the owners of capital assets (see capital accumulation); in exceptional circumstances, part of it may also be hoarded in some way.
The present value (today) of a payment of 1 that is to be made years in the future is (). This is analogous to the formula (+) for the future (or accumulated) value years in the future of an amount of 1 invested today.
Cash value life insurance is permanent life insurance with a cash accumulation component. As long as premiums are paid, these policies are designed to last your entire life (typically up to a ...
A cluster point or accumulation point of a sequence in a topological space is a point such that, for every neighbourhood of , there are infinitely many natural numbers such that . This definition of a cluster or accumulation point of a sequence generalizes to nets and filters .
In Marxian economics and preceding theories, [1] the problem of primitive accumulation (also called previous accumulation, prior accumulation, or original accumulation) of capital concerns the origin of capital and therefore how class distinctions between possessors and non-possessors came to be.