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2. Equal Credit Opportunity Act - Wikipedia

   en.wikipedia.org/wiki/Equal_Credit_Opportunity_Act

   The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted October 28, 1974, [1] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to ...

3. Can I qualify for a mortgage if I'm about to retire? - AOL

   www.aol.com/finance/qualifying-for-mortgage-in...

   While there's no law in place that specifically addresses retirement discrimination for borrowers, the Equal Credit Opportunity Act (ECOA) prohibits mortgage lenders from discriminating based on ...

4. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   Under the Equal Credit Opportunity Act, lenders can’t discriminate against applicants because of their age. ... Reverse mortgage: A reverse mortgage is a loan taken out against your current home ...

5. The Equal Credit Opportunity Act became law 50 years ago ...

   www.aol.com/finance/equal-credit-opportunity-act...

   The Equal Credit Opportunity Act of 1974 (ECOA), signed by President Gerald Ford 50 years ago on Oct. 28, 1974, changed that. It prevented creditors from discriminating against an applicant ...

6. Mortgage discrimination - Wikipedia

   en.wikipedia.org/wiki/Mortgage_discrimination

   Mortgage discrimination or mortgage lending discrimination is the practice of banks, governments or other lending institutions denying loans to one or more groups of people primarily on the basis of race, ethnic origin, sex or religion.

7. Consumer Financial Protection Bureau - Wikipedia

   en.wikipedia.org/wiki/Consumer_Financial...

   The Consumer Financial Protection Bureau (CFPB) is an independent agency of the United States government responsible for consumer protection in the financial sector.CFPB's jurisdiction includes banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors, for-profit colleges, and other financial companies operating in the ...

8. Home Mortgage Disclosure Act - Wikipedia

   en.wikipedia.org/wiki/Home_Mortgage_Disclosure_Act

   The Home Mortgage Disclosure Act (or HMDA, pronounced HUM-duh) is a United States federal law that requires certain financial institutions to provide mortgage data to the public. Congress enacted HMDA in 1975.

9. It’s only been 50 years since women had the right to their ...

   www.aol.com/finance/only-50-years-since-women...

   This week marks the 50th anniversary of the Equal Credit Opportunity Act, the legislation that for the first time made it illegal for banks to require women to have a male cosigner to receive a ...