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2. Equal Credit Opportunity Act - Wikipedia

   en.wikipedia.org/wiki/Equal_Credit_Opportunity_Act

   The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted October 28, 1974, [1] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to ...

3. Can I qualify for a mortgage if I'm about to retire? - AOL

   www.aol.com/finance/qualifying-for-mortgage-in...

   While there's no law in place that specifically addresses retirement discrimination for borrowers, the Equal Credit Opportunity Act (ECOA) prohibits mortgage lenders from discriminating based on ...

4. Consumer Financial Protection Bureau - Wikipedia

   en.wikipedia.org/wiki/Consumer_Financial...

   The Consumer Financial Protection Bureau (CFPB) is an independent agency of the United States government responsible for consumer protection in the financial sector.CFPB's jurisdiction includes banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors, for-profit colleges, and other financial companies operating in the ...

5. Mortgage discrimination - Wikipedia

   en.wikipedia.org/wiki/Mortgage_discrimination

   Mortgage discrimination or mortgage lending discrimination is the practice of banks, governments or other lending institutions denying loans to one or more groups of people primarily on the basis of race, ethnic origin, sex or religion.

6. Do you qualify for homebuyer assistance? You might — even if ...

   www.aol.com/finance/can-i-qualify-for-homebuyer...

   Federal Housing Administration (FHA) loan. No. Yes. 3.5% and up. First-time buyers, senior and buyers with poor credit. ... thanks to the Equal Credit Opportunity Act.

7. The Equal Credit Opportunity Act became law 50 years ago ...

   www.aol.com/finance/equal-credit-opportunity-act...

   The Equal Credit Opportunity Act of 1974 made it easier for both groups to obtain credit cards and loans. ... he worked for Bank of America as a loan officer and eventually a branch manager, which ...

8. Bank regulation in the United States - Wikipedia

   en.wikipedia.org/wiki/Bank_regulation_in_the...

   It also requires branches and loan centers to display a HMDA poster. The Equal Credit Opportunity Act (ECOA) of 1974, implemented by Regulation B , requires creditors which regularly extend credit to customers—including banks, retailers, finance companies, and bank-card companies—to evaluate candidates on creditworthiness alone, rather than ...

9. Consumer debt by gender: Is there a difference? - AOL

   www.aol.com/finance/consumer-debt-gender...

   Before the Equal Credit Opportunity Act of 1974, lenders were allowed to require women to have a male co-signer before approving a loan. ... For housing discrimination, including mortgage lending ...