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At-fault auto accidents In places like New Hampshire and Virginia, where car insurance isn’t a requirement, drivers can still be held responsible for any damages or injuries they cause in an ...
Medical payments can also cover medical expenses if you’re a pedestrian hit by a car. In tort states, not-at-fault drivers could use this coverage to pay for medical expenses if they don’t ...
In the event of a not-at-fault accident, meaning an accident you did not cause, the claim will be handled based on the state’s fault laws. Remember that a not-at-fault accident and no-fault ...
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.
In a typical total loss settlement, you are paid for the value of the vehicle, which means the car becomes the legal property of the insurance company. But in some cases, it could take very little ...
This coverage is designed to provide payments to repair the damaged vehicle, or payment of the cash value of the vehicle if it is not repairable or totaled. Collision coverage is optional, however if you plan on financing a car or taking a car loan, the lender will usually insist you carry collision for the finance term or until the car is paid ...
You’re in a not-at-fault accident, and the other driver was uninsured. ... The total damage to your car is estimated to be $1,200. You carry collision coverage on your vehicle with a $500 ...