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2015 year rates are based on the second-tier level of a silver plan that was determined by the D.O.R.A. 2015 Federal Poverty Level is now 133% to 401% Everyone must obtain health insurance that meets the Minimal Essential Coverage (MEC) that is defined by the department of Human Services (DHS)
HealthCare.gov is a health insurance exchange website operated by the United States federal government under the provisions of the Affordable Care Act or ACA, commonly referred to as "Obamacare", which currently serves the residents of the U.S. states which have opted not to create their own state exchanges.
Obamacare maintained the concept of health insurance exchanges as a key component of health care. President Obama stated that it should be "a market where Americans can one-stop shop for a health care plan, compare benefits and prices, and choose the plan that's best for them, in the same way that Members of Congress and their families can.
The uninsured rate fell from a peak of 18.2% in 2010 to 10.5% by 2015, due primarily to ACA/Obamacare along with improvements in the economy. States that expanded Medicaid under Obamacare (37 as of 2019, including Washington, D.C.) had lower uninsured rates than states that did not.
Obamacare’s Medicaid Expansion Slashed The Uninsured Rate — And The GOP Wants To Take It Away Repealing The Affordable Care Act Would Undo Gains For Poor Families Across America. By Jeffrey Young, Nicky Forster, Hilary Fung, Alissa Scheller and Adam Hooper. Published Thursday, February 9, 2017 11:30 AM EST
In the late 1990s federal legislation had been proposed to "create federally-recognized Association Health Plans which was then "referred to in some bills as 'Small Business Health Plans.' [95] The National Association of Insurance Commissioners (NAIC), which is the "standard-setting and regulatory of chief insurance regulators from all states ...
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