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  2. What is a gift letter for a mortgage? - AOL

    www.aol.com/finance/gift-letter-mortgage...

    Your lender might have a gift letter template it requires borrowers to use, so be sure to ask your loan officer before writing your own. Below is a sample for illustrative purposes only. Gift ...

  3. Beware of scams promising to reduce student debt by enrolling ...

    www.aol.com/beware-scams-promising-reduce...

    Due to the uptick in student loan forgiveness scams, the FTC has sent more than $4.1 million in refunds to borrowers who lost money to scammers. ... The application will be free and easy to use ...

  4. How to apply for student loan forgiveness – and scams to ...

    www.aol.com/apply-student-loan-forgiveness-scams...

    • Income-contingent Repayment loan (ICR) - The lesser of the following: 20 per cent of your discretionary income or what you would pay on a repayment plan with a fixed payment over the course of ...

  5. Scam letters - Wikipedia

    en.wikipedia.org/wiki/Scam_letters

    Based on mostly the same principles as the Nigerian 419 advance-fee fraud scam, this scam letter informs recipients that their e-mail addresses have been drawn in online lotteries and that they have won large sums of money. Here the victims will also be required to pay substantial small amounts of money in order to have the winning money ...

  6. Student loans: Borrowers should beware of 'Biden loan ... - AOL

    www.aol.com/finance/student-loans-borrowers...

    Also in August, the FTC shut down additional scams operations that falsely promised to reduce or eliminate student loan payments under "Biden Loan Forgiveness," even though the president’s up to ...

  7. Student Loan Forgiveness Scams on the Rise — Avoid ... - AOL

    www.aol.com/finance/student-loan-forgiveness...

    To say the staggering student loan debt is a crisis is an understatement. It impacts almost 43 million people, according to the Department of Education, and scammers are taking advantage of the ...

  8. Identify legitimate AOL websites, requests, and communications

    help.aol.com/articles/identify-legitimate-aol...

    • Fake email addresses - Malicious actors sometimes send from email addresses made to look like an official email address but in fact is missing a letter(s), misspelled, replaces a letter with a lookalike number (e.g. “O” and “0”), or originates from free email services that would not be used for official communications.

  9. Protect yourself from internet scams - AOL Help

    help.aol.com/articles/protect-yourself-from...

    Phishing scams happen when you receive an email that looks like it came from a company you trust (like AOL), but is ultimately from a hacker trying to get your information. All legitimate AOL Mail will be marked as either Certified Mail, if its an official marketing email, or Official Mail, if it's an important account email. If you get an ...