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Dana is a digital financial service based in Jakarta, Indonesia, which acts as a digital payment to replace conventional wallets.Founded in 2018, Dana is a digital wallet registered with Bank Indonesia with four licenses including electronic money, digital wallet, money transfer, and digital financial liquidity.
A subsidiary of the then Midland Bank, it pioneered the concepts of no branches and 24-hour service through a call center. The commercialization of the Internet in the early 1990s was the biggest driver in the creation of fully direct banking models. In the 1990s, internet-only banks or "virtual banks" appeared.
Virtual currencies are not issued or guaranteed by a central bank or public authority. Issuing is the first placement of a digital asset in the market. Guaranteeing is the assumption of third-party or own liabilities. If digital assets are issued or guaranteed by a central bank or public body, they are not virtual currencies.
Users download UPI supporting app from app stores on their Android or iOS device, link and verify their mobile number with the bank account by sending one outgoing SMS to app provider, create a virtual payment address (VPA) which auto generates a QR code and then set a banking PIN by generating OTP for secure transactions.
WeLab Bank officially launched to the public on 30 July 2020, 3 months after their pilot trial began and nearly 2 years after the company was established. [ 7 ] Since launch (2020–)
Revolut was founded on the 1 July 2015 by Nikolay Storonsky and Vlad Yatsenko, offering individuals in the United Kingdom and European Economic Area (EEA) a smartphone app linked to a pre-paid Mastercard to spend money abroad using interbank foreign exchange rate.
Virtual keyboards are commonly used as an on-screen input method in devices with no physical keyboard where there is no room for one, such as a pocket computer, personal digital assistant (PDA), tablet computer, or touchscreen-equipped mobile phone. Text is commonly inputted either by tapping a virtual keyboard or finger-tracing. [10]