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  2. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    Credit counseling services offer financial education, budgeting assistance and debt management plans to help you repay debts in full over time. Debt management plans may span three to five years.

  3. Five Steps to Get Out of Debt in Record Time: The DOLP Method

    www.aol.com/news/2011-01-12-five-steps-to-get...

    The DOLP system is the cornerstone of your Debt Free For Life plan. I've talked about it for over a Five Steps to Get Out of Debt in Record Time: The DOLP Method

  4. Effective strategies and tips to pay off debt - AOL

    www.aol.com/finance/pay-off-debt-compare...

    The debt avalanche approach removes the most expensive debts first, meaning you save on interest payments. It can be an ideal way to go if you have multiple debt accounts with varying interest rates.

  5. Debt management plan - Wikipedia

    en.wikipedia.org/wiki/Debt_management_plan

    Debt management plan (DMP) is an agreement between a debtor and a creditor that addresses the terms of an outstanding debt. [1] This commonly refers to a personal finance process of individuals addressing high consumer debt. Debt management plans help reduce outstanding, unsecured debts over time to

  6. Debt compliance - Wikipedia

    en.wikipedia.org/wiki/Debt_compliance

    Generally regarded as a subdivision of tax law, debt compliance is most often enforced through a combination of audits and legal restrictions. For example, a provision of the Federal Debt Collection Procedures Act of 1990 states that a person or organization indebted to the United States, against whom a judgment lien has been filed, is ...

  7. Fair debt collection - Wikipedia

    en.wikipedia.org/wiki/Fair_debt_collection

    U.S. state laws on fair debt collection generally fall into two categories: laws which require persons who are collecting debts from consumers to be licensed, registered or bonded in order to collect from consumers in their states, and laws that protect consumers from specific unfair practices by debt collectors, which may include collection agencies and sometimes original creditors. [2]

  8. 8 steps to remove old debt from your credit report

    www.aol.com/finance/8-steps-remove-old-debt...

    If a collection agency bought your 10-year-old retail card debt and has started putting it on your credit report with a different date, for example, you may be able to remove that collection item ...

  9. Debt snowball method - Wikipedia

    en.wikipedia.org/wiki/Debt_snowball_method

    This method is sometimes contrasted with the debt stacking method, also called the debt avalanche method, where one pays off accounts on the highest interest rate first. [2] [3] The debt snowball method is most often applied to repaying revolving credit – such as credit cards. Under the method, extra cash is dedicated to paying debts with the ...

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