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During the middle to late 20th century, traditional disability insurance evolved into modern health insurance programs. Today, most comprehensive private health insurance programs cover the cost of routine, preventive, and emergency health care procedures, and also most prescription drugs, but this was not always the case.
An explanation of benefits (commonly referred to as an EOB form) is a statement sent by a health insurance company to covered individuals explaining what medical treatments and/or services were paid for on their behalf. [1] The EOB is commonly attached to a check or statement of electronic payment. An EOB typically describes:
Private Health Insurance Rebate: The government subsidises the premiums for all private health insurance cover, including hospital and ancillary (extras), by 10%, 20% or 30%, depending on age. The Rudd Government announced in May 2009 that as of July 2010, the Rebate would become means-tested, and offered on a sliding scale.
Outpatient department of a hospital provides diagnosis and care for patients that do not need to stay overnight. [1] The departments are also sometimes called outpatient clinics, but are distinct from clinics independent of hospitals, almost all of which are designed mostly or exclusively for outpatient care and may be also be called outpatient clinics.
OPD: outpatient department: OPPT: oriented to person, place, and time OPV: outpatient visit OR: operating room (aka operating theatre) odds ratio ORIF: open reduction internal fixation: ORSA: oxacillin-resistant staphylococcus aureus ORT: oral rehydration therapy OS: left eye (from Latin oculus sinister) orthopedic surgery: overall survival OSA ...
Terminal illness insurance (known as accelerated death benefit in North America) pays out a capital sum if the policyholder is diagnosed with a terminal illness from which the policyholder is expected to die within 12 months of diagnosis by a physician who specializes in that illness or condition. The payout is still valid even if the insured ...
Organic personality disorder (OPD) or secondary personality change, is a condition described in the ICD-10 and ICD-11 respectively. It is characterized by a significant personality change featuring abnormal behavior due to an underlying traumatic brain injury or another pathophysiological medical condition affecting the brain.
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