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2. What to do when your mortgage application gets denied - AOL

   www.aol.com/finance/mortgage-application-gets...

   “Your mortgage application is denied.” Harsh news. But take heart: That doesn’t always mean you can’t get a mortgage. If your lender rejects your request for a loan, you can take steps to ...

3. How to get a mortgage when you’re self-employed - AOL

   www.aol.com/finance/mortgage-self-employed...

   Non-qualified mortgage lenders: A non-qualified mortgage (non-QM mortgage or loan, for short) is a type of non-conforming loan, one in which there are looser income verification criteria. Instead ...

4. No-doc mortgage: What is it and can you still get one? - AOL

   www.aol.com/finance/no-doc-mortgage-still-one...

   Key takeaways. A no-doc mortgage offers a way to get a home loan without some of the income and employment verification paperwork lenders traditionally require, like W-2s and pay stubs.

5. No income, no asset - Wikipedia

   en.wikipedia.org/wiki/No_Income,_No_Asset

   No income, no asset (NINA) [1] is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan .

6. Verification of employment - Wikipedia

   en.wikipedia.org/wiki/Verification_of_employment

   Verification of Income and Employment (VOIE) is a process [1] used by banks and mortgage lenders in the United States to review the employment history of a borrower, [2] to determine the borrower's job stability and cross-reference income history with that stated on the Uniform Residential Loan Application (Form 1003). Lenders require complete ...

7. Embrace Home Loans - Wikipedia

   en.wikipedia.org/wiki/Embrace_Home_Loans

   Embrace Home Loans Inc., formerly Advanced Financial Services Inc. (AFS), is an American full service direct mortgage lender. It is headquartered in Newport, Rhode Island . [ 2 ] Embrace provides residential mortgage loans directly to its customers and is licensed in 46 states and Washington, D.C. [ 3 ] The company employs 500+ people spanning ...

8. Direct lending - Wikipedia

   en.wikipedia.org/wiki/Direct_lending

   Direct lending is a form of corporate debt provision in which lenders other than banks make loans to companies without intermediaries such as an investment bank, a broker or a private equity firm. In direct lending, the borrowers are usually smaller or mid-sized companies, also called mid-market or small and medium enterprises , rather than ...

9. How to choose a mortgage lender: 6 tips - AOL

   www.aol.com/finance/choose-mortgage-lender-6...

   Mortgages come in various forms, often with options regarding the loan term, interest rate type and loan type. Common loan terms are 15 years or 30 years, with longer terms generally resulting in ...