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  2. 401(k) withdrawal rules: What to know before cashing out ...

    www.aol.com/finance/what-are-401k-withdrawal...

    The minimum withdrawal age for a traditional 401(k) is technically 59½. ... The federal Employee Retirement Income Security Act of 1974 — or ERISA — prevents creditors from making claims ...

  3. Retirement Withdrawal Strategies: Maximize Savings and ... - AOL

    www.aol.com/finance/retirement-withdrawal...

    Implementing tax-efficient withdrawal strategies will help you maximize your retirement savings. Here are three strategies you can use: Withdraw from taxable accounts first .

  4. How Much Do I Need To Retire? Retirement Calculator and Tips

    www.aol.com/much-retire-retirement-calculator...

    To implement the 4% rule, calculate your annual income needs first and then divide that amount by the withdrawal rate. For a 5% withdrawal rate and $50,000 in annual income, for example, you’d ...

  5. Retirement spend-down - Wikipedia

    en.wikipedia.org/wiki/Retirement_spend-down

    The relative impact that delaying retirement can have on an individual's retirement spend-down is dependent upon specific circumstances, but research has shown that delaying retirement from age 62 to age 66 can increase an average worker's retirement income by 33%. [27]

  6. Worried about outliving your savings? How to plan your ... - AOL

    www.aol.com/finance/maximizing-returns-from...

    Take the required minimum distributions (RMDs) Once you reach age 73, you’re required by the Internal Revenue Service (IRS) to withdraw a specific dollar amount from most retirement accounts ...

  7. Retirement withdrawal strategies: 4 ways to help you extend ...

    www.aol.com/finance/retirement-withdrawal...

    People receive a mix of income in retirement: Some 92 percent of retirees over the age of 65 collected Social Security, and two-thirds drew from retirement accounts or pensions in 2021, according ...

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