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Bankrate looked closely at several key criteria to help narrow down the top mortgage lenders for first-timers, including first-time buyer and low-down payment loans and down payment assistance, as ...
The best mortgage lenders for first-time buyers generally offer specific programs that allow you to put less money down. For first-time homeowners, lenders can often approve a loan with as little ...
580 (for FHA and VA loans) Learn more. CrossCountry Mortgage. First-time homebuyers: Not disclosed. Learn more. PennyMac. If you want a large lender: 620. Learn more. New American Funding. A ...
The tips below can help you avoid some common first-time homebuyer mistakes while house hunting, mortgage shopping and moving in. Common mistakes for first-time homebuyers 1.
Mortgage credit certificates: In certain states, first-time homebuyers might also qualify for a mortgage credit certificate (MCC). The MCC offers a dollar-for-dollar federal tax refund of a ...
That said, many first-time buyers go with a 30-year, fixed-rate mortgage because the monthly payments are lower and more predictable. Two popular 30-year fixed-rate choices: conventional loans and ...
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