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2. Turn Your Life Insurance Into Cash - AOL

   www.aol.com/finance/turn-life-insurance-cash...

   Withdrawal: You can take out the cash value of your life insurance policy at any time, but you may suffer the consequences of a reduced death benefit. Your policy will remain in force, however ...

3. What is cash value life insurance? - AOL

   www.aol.com/finance/cash-value-life-insurance...

   Cash value life insurance combines lifelong coverage with a savings component. The savings accumulate over time and can be accessed through loans or withdrawals. Premiums for cash value life ...

4. When and How to Cash Out Life Insurance - AOL

   www.aol.com/finance/cash-life-insurance...

   Life insurance is designed to provide a death benefit to your loved ones after you pass away. Certain policies can also accumulate cash value that you can tap into during your lifetime. There are ...

5. Cash value - Wikipedia

   en.wikipedia.org/wiki/Cash_value

   The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

6. Modified endowment contract - Wikipedia

   en.wikipedia.org/wiki/Modified_endowment_contract

   A modified endowment contract (MEC) is a cash value life insurance contract in the United States where the premiums paid have exceeded the amount allowed to keep the full tax treatment of a cash value life insurance policy. In a modified endowment contract, distributions of cash value are taken from taxable gains first as compared to ...

7. Is Borrowing Cash from Life Insurance a Good Idea? - AOL

   www.aol.com/borrowing-cash-life-insurance-good...

   The reason permanent life policies are different, per Forbes, is they “build cash value as you pay the premiums. The cash value portion of the policy either earns interest or is tied to an ...

8. Universal life insurance - AOL

   www.aol.com/finance/universal-life-insurance...

   The cash value in a universal life policy can be accessed through policy loans or direct withdrawals. ... policies combine the flexibility of universal life insurance with the investment options ...

9. How Can I Invest Money Without Paying Taxes? 11 Tax-Free ...

   www.aol.com/invest-money-without-paying-taxes...

   Cash Value Life Insurance Policies. ... but the investment grows tax-free. Withdrawals used for qualified education expenses, including tuition, books, and room and board, are also tax-free. ...