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You can get debt relief from lenders, debt relief companies and credit counseling agencies. The best debt relief strategy for your situation will depend on three main factors: the type of debt you ...
Credit counseling: Credit counseling is a free or low-cost option that helps consumers get a better handle on their debt. Often offered by nonprofit organizations or agencies, you’ll be ...
Beyond Consolidation and Settlement: Other Debt Relief Options Credit Counseling. Non-profit agencies offer free or low-cost advice and can help create a debt management plan tailored to your needs.
Unlike traditional debt consolidation, where borrowers pay off existing debts with a new loan, nonprofit debt consolidation relies on a debt management plan that works with your existing debts.
Every NFCC member agency client receives comprehensive money management services based on their individual needs. NFCC member agencies provide a variety of services including: Credit/Debt Counseling; Bankruptcy Counseling; Housing Counseling- includes first-time homebuyers, reverse mortgage counseling, foreclosure prevention, Debt Management Plans
When looking into counseling services, it is important to have an accurate idea of what these services can and cannot offer. While a debt settlement agency offers debt counseling, a debt counselor ...
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