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2. Credit counseling: What to know before signing up - AOL

   www.aol.com/finance/credit-counseling-know...

   Two types of entities typically offer credit counseling services: nonprofit organizations and for-profit debt management companies. The best fit for your needs will depend on your overall goals ...

3. These are the best debt relief options — which is right for you?

   www.aol.com/finance/different-debt-relief...

   Credit counseling: Credit counseling is a free or low-cost option that helps consumers get a better handle on their debt. Often offered by nonprofit organizations or agencies, you’ll be ...

4. Consumers in These 10 States Seek the Most Debt Help - AOL

   www.aol.com/consumers-10-states-seek-most...

   A popular search term for Tennessee residents was “National Debt Relief” — a direct reference to the company of the same name that provides credit counseling and debt consolidation services ...

5. Debt Consolidation vs. Debt Settlement: Which Is Best for You ...

   www.aol.com/debt-consolidation-vs-debt...

   Beyond Consolidation and Settlement: Other Debt Relief Options Credit Counseling. Non-profit agencies offer free or low-cost advice and can help create a debt management plan tailored to your needs.

6. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   You can get debt relief from lenders, debt relief companies and credit counseling agencies. The best debt relief strategy for your situation will depend on three main factors: the type of debt you ...

7. Uniform Debt-Management Services Act - Wikipedia

   en.wikipedia.org/wiki/Uniform_Debt-Management...

   Many states prohibit for-profit debt management services while permitting nonprofit debt counseling services. One of the continuing controversies is whether for profit services should be allowed even if regulated. However, federal bankruptcy reform effective in 2005 has changed the perspective on such services. For an individual to file for ...