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  2. Student loans and bankruptcy: What you need to know - AOL

    www.aol.com/finance/student-loans-bankruptcy...

    Some student loan lawyers might offer a free consultation. If so, take advantage of it. An attorney can go over your options and let you know if bankruptcy is a viable option for your situation.

  3. New Jersey Division of the Rate Counsel - Wikipedia

    en.wikipedia.org/wiki/New_Jersey_Division_of_the...

    The New Jersey Division of the Rate Counsel (previously called the New Jersey Division of the Ratepayer Advocate) is a government agency in the U.S. state of New Jersey that is responsible for representing the interests of residents, businesses and other rate payers in dealing with regulated public utilities and insurance firms. Brian O. Lipman ...

  4. Personal bankruptcy - Wikipedia

    en.wikipedia.org/wiki/Personal_bankruptcy

    More rarely, personal bankruptcy proceedings are carried out under Chapter 11. The ultimate goal of personal bankruptcy, from the viewpoint of the debtor, is receiving a discharge. [2] In 2008, more than 96% of all bankruptcy filings were non-commercial and about two-thirds of these were chapter 7 cases. [3]

  5. United States District Court for the District of New Jersey

    en.wikipedia.org/wiki/United_States_District...

    The United States District Court for the District of New Jersey (in case citations, D.N.J.) is a federal court in the Third Circuit (except for patent claims and claims against the U.S. government under the Tucker Act, which are appealed to the Federal Circuit). The Judiciary Act of 1789 established New Jersey as a single District on September ...

  6. Learn steps to avoiding bankruptcy in retirement — including alternatives and support. ... Government resources. ... work for nonprofit organizations and counseling agencies to provide free help ...

  7. Should I file bankruptcy for $12K debt? - AOL

    www.aol.com/finance/file-bankruptcy-12k-debt...

    Key takeaways. There is no minimum amount of debt required to file for bankruptcy. Because of legal fees and long-term financial consequences, it may not be worth filing with less than $10,000 in ...

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