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Nonbusiness bankruptcy filings fell to under 400,000 before edging back up to 434,000 in 2023, according to statistics published by the Administrative Office of the U.S. Courts. With two months ...
The United States District Court for the District of New Jersey holds court at Mitchell H. Cohen Building & U.S. Courthouse in Camden, at Martin Luther King Building & U.S. Courthouse and Frank R. Lautenberg Post Office and Courthouse in Newark, and Clarkson S. Fisher Building & U.S. Courthouse in Trenton.
The rules for filing personal bankruptcy in each province and territory differ slightly. In some areas of Canada individuals may be permitted to keep (exempt) certain property. Common items for exemption include clothing, furniture, appliances, motor vehicles, medical and dental aids, a home, family heirlooms , and some insurance.
The disadvantage of filing for personal bankruptcy is that, under the Fair Credit Reporting Act, a record of this stays on the individual's credit report for up to 7 years (up to 10 years for Chapter 7); [5] still, it is possible to obtain new debt or credit (cards, auto, or consumer loans) after only 12–24 months, and a new FHA mortgage loan just 25 months after discharge, and Fannie Mae ...
Key takeaways. There is no minimum amount of debt required to file for bankruptcy. Because of legal fees and long-term financial consequences, it may not be worth filing with less than $10,000 in ...
The bankruptcy process can be a complicated one to navigate. For this reason, hiring an attorney with expertise in bankruptcy law is essential. Use resources like your state bar association and ...
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