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The first such institution in the Austrian Empire was the Erste österreichische Spar-Casse in Vienna, founded in 1819, which was soon emulated in other cities of the Habsburg Monarchy. [2] Thus, in Prague , the Böhmische Sparkasse ( Czech : Česká spořitelna ) was established in 1825 after local government official Josef von Hoch first ...
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A loyalty program typically involves the operator of a particular program setting up an account for a customer of a business associated with the scheme, and then issue to the customer a loyalty card (variously called rewards card, points card, advantage card, club card, or some other name) which may be a plastic or paper card, visually similar to a credit card, that identifies the cardholder ...
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A phantom bonus is deducted from the player's balance at the moment he places his withdrawal request. For example: if you deposited $100, received $100, played, and finished the wagering at $150. If the bonus is sticky, the player will be able to withdraw just $50. If the bonus is cash-able, then the whole balance is available for withdrawal.
In the U.S., the biggest polluters are often concentrated in underserved, mostly minority communities.