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In 2025, the catch-up contribution limit for 401(k)s is $7,500, unchanged from 2024. So if you're 50 or older by the end of 2025, you can put up to $31,000 into your 401(k). IRA limits for 2025.
Larger catch-up contributions for older savers If you're self-employed or work for a small business that offers SIMPLE IRA accounts to employees, the catch-up contribution rules are changing in 2025.
If you qualify, you can stash away up to $7,000 in your Roth IRA for the year. And if you're 50 or older, you get the bonus of an extra $1,000 in catch-up contributions, bringing your total to $8,000.
The limit on annual contributions to an IRA remains $7,000. The IRA catch‑up contribution limit for individuals aged 50 also stayed at $1,000 for 2025, after a cost-of-living adjustment, the IRS ...
IRA limits aren't changing in 2025 Currently, IRA contributions max out at $7,000 for workers under the age of 50 and $8,000 for those 50 or older. In 2025, these limits are staying the same.
We don't know yet what the 2025 IRA catch-up contribution limit will be. But this limit will now be indexed to inflation. And based on recent high inflation, it's possible that the 2025 IRA catch ...
Thanks to higher income limits in 2025, you might now qualify to make direct contributions to a Roth IRA. ... And if you're 50 or older, you get a $1,000 catch-up contribution, allowing you to set ...
For anyone 50 or older, you will be allowed to put away an additional $7,500 in “catch-up contributions,” for a total of $30,500. Those same limits apply to 403(b) plans, most 457 plans and ...
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