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This is similar to an HOA providing insurance coverage to the exterior of a condo complex. Not all master policies are the same, so it is important to review the master policy to see which parts ...
That is when she learned the harsh truth about the difference between condo and homeowners insurance. If you're a condo owner, it's important to know these differences from the start: Show comments
The remaining 21.3% of home insurance policies were covered by renter's or condominium insurance. 14.8% of these had the HO-4 Contents Broad form, also known as renters' insurance, which covers the contents of an apartment not specifically covered in the blanket policy written for the complex. [13]
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An owner controlled insurance program (OCIP) is an insurance policy held by a property owner during the construction or renovation of a property, which is typically designed to cover virtually all liability and loss arising from the construction project (subject to the usual exclusions).
The 1860s were a modernization period for Gore Mutual. Under new leadership in 1863, Gore Mutual moved the company to a new office building in Galt, Ontario.In 1865, Gore Mutual implemented a new structure for charging tariffs that allowed the company to charge higher premiums on policies that were deemed high-risk, a method that many insurance companies use today.
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