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  2. When does debt fall off your credit report? - AOL

    www.aol.com/finance/does-debt-fall-off-credit...

    An unpaid debt that is past the statute of limitations is considered “time-barred.” This means that creditors can no longer sue you to collect the debt, but it doesn’t mean you no longer owe ...

  3. Do I have to pay off credit card debt that’s been sold to a ...

    www.aol.com/finance/pay-off-credit-card-debt...

    When you fail to repay credit card balances you owe, those unpaid debts are eventually sold to third-party debt collection agencies. This means you no longer owe the credit card company for the ...

  4. But that debt doesn’t go away just because the collector can’t sue you for it, ... Still, leaving this debt unpaid may mean you’ll have a harder time borrowing money in the future. Make a ...

  5. How to pay off a debt in collections

    www.aol.com/finance/pay-off-debt-collections...

    Each state has a statute of limitations determining the legal time limit within which creditors or debt collectors can sue you for an unpaid debt. Statutes of limitations typically range from ...

  6. How long can a debt collector pursue old debt?

    www.aol.com/finance/long-debt-collector-pursue...

    According to the FTC, debt collectors are not allowed to call you after 9 p.m. or before 8 a.m., and they are not allowed to call your workplace if you have told them verbally or in writing that ...

  7. Can you pay to remove negative items from your credit report?

    www.aol.com/finance/pay-remove-negative-items...

    Request debt removal: Request that the collection agency delete the debt from your credit report in exchange for payment. Timeframe to respond : Give the collection agency a deadline to respond to ...

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