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  2. Health insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Health_insurance_in_the...

    Public sector employers followed suit in an effort to compete. Between 1940 and 1960, the total number of people enrolled in health insurance plans grew seven-fold, from 20,662,000 to 142,334,000, [36] and by 1958, 75% of Americans had some form of health coverage. [37]

  3. Individually purchased health insurance - Wikipedia

    en.wikipedia.org/wiki/Individually_purchased...

    [2] [4] Individual policyholders are also more likely to report being in excellent health than are people covered by employer-sponsored health insurance, which may be a contributing factor. [11] Premiums in the individual market rose less rapidly over the period 2002-2005 than did out-of-pocket premiums in the employer-sponsored market (17.8% ...

  4. Health insurance - Wikipedia

    en.wikipedia.org/wiki/Health_insurance

    A health insurance policy is a insurance contract between an insurance provider (e.g. an insurance company or a government) and an individual or his/her sponsor (that is an employer or a community organization). The contract can be renewable (annually, monthly) or lifelong in the case of private insurance.

  5. 5 Reasons Insurance Is Important When Financial Planning ...

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    “Not only are premiums more expensive as one ages, but health insurance becomes more critical to have because the alternative is to pay much more in out-of-pocket costs for care and prescription ...

  6. Health insurance coverage in the United States - Wikipedia

    en.wikipedia.org/wiki/Health_insurance_coverage...

    The primary reason for the 6.5 million (24%) increase in uninsured from 2016 to 2029 is the repeal of the ACA individual mandate to have health insurance, enacted as part of the Trump tax cuts, with people not obtaining comprehensive insurance in the absence of a mandate or due to higher insurance costs.

  7. Nyman's model - Wikipedia

    en.wikipedia.org/wiki/Nyman's_model

    This income allows for the purchase of additional healthcare when ill, efficient moral hazard. Health insurance is also purchased because it often allows consumers to gain access to healthcare that they would not otherwise be able to afford. This access value of health insurance is an important reason for the demand for insurance.

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